You're looking at the girl who once preferred doing 12 loads of baby poop filled laundry to a good hard discussion on finances (cough, cough). I didn't want to talk about it because I didn't want to deal with my addictive shoe and purse hobby (Sigh. It's on paper now, the truth is revealed).
Turns out having a baby really does change everything. Shortly after Jack was born my husband called me to say he signed us up for a Dave Ramsey course. My immediate reaction was fear. And then denial. And then acceptance. And suddenly every Wednesday night we were attending a small group discussion about money.
Best decision we've ever made.
The light bulb went off quickly. I discovered we were doing a lot of things right and a few things wrong. Suddenly opportunity opened up the corner of our marriage that always caused tension. We were talking. About money. And we were excited about it.
Since taking the class we:
1. Refinanced to a 15-year mortgage at 2.85%. Our monthly payment only went up $100. We're hoping to pay off the house in 7.5 years.
2. Will own both cars by the end of this week.
3. Have 6 months of savings saved up.
4. Paid off most of the medical bills.
5. Will have my lingering student loan paid off by December of this year.
6. Will kick off 2013 debt free.
So ask me if I'd rather talk finances or clean baby poop. Show me the money.
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